Owning your dream car is easy with the Palestine Islamic Bank Auto-Financing Program. Whether it is a new or used car, the Murabaha and Musawamah Islamic financing solutions allows you to purchase your ideal car. This Program is in compliance with the Islamic Sharia laws and regulations and accredited by the Sharia Supervisory Board of the Bank.

  • It is Islamic Sharia-compliant and approved by the Banks’ Sharia Supervisory Board.
  • It is easy and affordable installment plan of up to 84 months.
  • It provides a finance plan of up to 80,000 USD or its equivalent.
  • Guarantees are not required and the car can be mortgaged to the Bank instead and insured by the Al-Takaful Insurance Company.
  • Enjoy installments at the same cash price declared by Al-Takaful Company for a period of up to 12 months

  • It could be purchased by companies, agents and suppliers accredited by the Bank.
  • The customer's salary must be transferred to the Bank from an approved employer.
  • The customer must mortgage the car to the Bank, insure the car with comprehensive insurance through Al-Takaful, and transfer the insurance to the Bank.
  • The customer must sign Bills of Exchange, which cover the value of the installments of one financing year.
  • If the applicant does not have a transferred salary or their account is opened in another bank, they are required to provide a salary transferred guarantor and other evidence according to their field of work.
  • Merchants and professionals who have an account can benefit from the Program by requesting a salary transfer guarantor.

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