The Tayseer Card is a credit card issued by the Palestine Islamic Bank, offering customers a credit facility for regular and online purchases and cash withdrawals through POS and ATM machines worldwide. The Bank pays for withdrawals and charges them on the customer’s Card, so as to be paid thereby on a monthly installment basis against an annual subscription fee to be calculated monthly.

To read how the Tayseer card conforms to Sharia banking conditions please  click here

  • Enjoy a renewable credit facility of up to three times the cardholder’s salary, up to a maximum of USD 6000.
  • Enjoy the ability to make purchases and withdrawals through POS, electronic online shopping and ATM machines worldwide.
  • Pay off your balance in monthly installments of 8.33% of the total balance until the balance reaches 25 USD.
  • Enjoy no profit or interest charged on the Card’s used and current balance.
  • Receive SMS notifications to a registered mobile for every transaction made.
  • Receive a monthly statement showing cash withdrawals and purchase transactions.
  • Withdraw the Card’s available balance through the Palestine Islamic Bank ATM machines without incurring any interest.
  • Enjoy the ability to make online purchases with the Card.
  • Settle a fixed monthly fee charged to the Card.
  • Ensure that cashback is paid according to the value of purchases at many companies and exhibitions.
  • If the customer’s salary is not transferred to the Bank, they must identify an employee sponsor who can transfer their salary to the Bank.
  • A 100% cash insurance is offered to non-salary transfer customers in case the cash insurance is issued in the same currency as the card, and a 120% percentage is granted if it was provided in a currency other than the Card’s.
  • The customer’s total monthly obligations must not exceed 50% of the family’s approved monthly income, including Tayseer Card installments.
  • The customer must sign the Terms and Conditions of the Card, as well as a Promissory Note of 100% of the Card’s value.
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The card enables you to withdraw cash from the Bank's ATM network free of charge            
The card enables you to withdraw cash from outside the Bank's ATM network in returnt for a withdrawal comission            
Online purchases and purchases from stores that accept the card without any comissions            
Excemption from the comission of an outgoing transfer during the first quarter, with a maximum of 10 USD - -        
Issue and renew the ATM card free of charge - - -      
To issue a regular cheque book of 20 pages, or two cheque books of 10 pages each, once per year free of charge - - - -    
50 USD excemption from the comission related to the iron box (Safes) - - - - -  
The ability to use the card for purchases and cash withdrawals $1,000 $2,000 $3,000 $4,000 $5,000 $6,000
Sbitany 8.33% 8.33% 8.33% 8.33% 8.33% 8.33%
Medicare 5% 6% 6% 6% 6% 6%
Amin Furnature - Ramallah 5% 5% 5% 5% 5% 5%
AlAmro Furnature Stores - Jenin 5% 6% 6% 6% 6% 6%
Gardenz Market- Ramallah 2% 2% 2.5% 2.5% 2.5% 2.5%
Nutrihealth 12% 12% 15% 15% 20% 20%
Roots Hotel & Restaurant -Gaza 6% 6% 8% 8% 12% 12%
Abu maraq Men's Clothing Store - Gaza 10% 10% 15% 15% 20% 20%
Technogym Center -Gaza 5% 5% 8% 8% 10% 10%
Araak Dental Center - Gaza 5% 5% 10% 10% 10% 10%
Up Town Cafe - Gaza 5% 5% 10% 10% 10% 10%