World Elite Mastercard
Enjoy utmost luxury with PIB's World Elite Card, tailored to meet your needs and provide you with carefully selected lifestyle benefits that suit you.
- Sharia compliant.
- A credit limit of up to $50,000.
- The first of its kind locally to allow the purchase of goods and commodities and the leasing of services (Ijara), with the option of installments or cash payment in accordance with Islamic Sharia provisions.
- Operates in all points of sale locally and around the world.
- Allows you to buy online.
- Allows you to withdraw cash up to USD 500 per month through PIB’s and other banks ATMs.
- Equipped with a 3D Secure system that sends a message with a verification code to your phone after every electronic purchase.
- Contactless payment feature so that payments can be made without entering the PIN.
- Enables you to issue a monthly statement for transactions made using the card.
- Notifies you of any withdrawal or purchase by sending an SMS to your registered phone number.
The cardholder and a companion can have unlimited free access to more than 1,200 airport lounges around the world. Children under 6 years of age also enter for free, in addition to special benefits and other free services through the Mastercard Travel Pass application. For more, click here.
Three entries per year to Fast Track in Türkiye, Asia and Europe, provided that reservations are made 72 hours prior to the flight.
The cardholder gets a special discount on the VIP service (World Elite Concierge Service) at more than 470 airports around the world. This service includes:
- Meet and greet service upon arrival at the airport before the flight or upon exiting the aircraft bridge.
- Assistance in issuing any visa or other documents.
- Assistance in additional services that can be booked such as baggage assistance, lounge reservations, executive transfer reservations, limousines, airport transfers, etc.
- For more click here
To get the service
- International number: 0013326006814
- Email: PIB@tengroup.com
- WhatsApp in Arabic: 00447418368707
- WhatsApp in English: 00447418368708
- For more click here
- Hotel Discounts: Up to 30% off over 16,000 hotels worldwide. Click here for more
- Hotel Apartment Discounts: Up to 10% off over 2,500 OneFineStay serviced apartments in London, Paris, Milan, New York and more.
- Booking.com Discounts: Treat yourself to a fun-filled vacation full of renewal and up to 10% cashback at over 2 million properties worldwide with Booking.com. for more Click here
- Airline Discounts Cleartrip.com Up to 12% off on flight bookings through Cleartrip.com and enter the dedicated code [MCWORLDELITE].
- Shop around the world tax-free at over 300,000 stores in the world's best shopping destinations with Global Blue.
- European Shopping Villages Offers: Discounts of up to 60% or more on the luxury Bicester Village collection
- Discounts on your rental car (Car rental benefits Avis, Budget, Rentalcars.com) when paying with your card in accordance with the terms and conditions of the service
- Get free internet packages through Flexiroam in 208 countries for 3 internet packages each time the customer gets 1GB in addition to a 15% discount on subsequent roaming packages.
- Travel medical insurance, travel personal accident insurance, and exemption from liability for rental vehicle accidents during travel, subject to terms and conditions. For more, click here.
To enjoy all the unique benefits offered by the World Elite card, you must register in the Mastercard Travel Pass app.
- When you execute a purchase using the card, you will receive a text message containing the details of the transaction and a number to call in order to review the payment options, or you can access the Islami Mobile application, choose the World Elite card, and view the payment options by selecting the card functions, and then card installments.
- After calling the number in the text message, you will see the available payment options as follows:
- 60 months installments
- 48 months installments
- 36 months installments
- 24 months installments
- 12 months installments
- 6 months installments
- Cash payment without installments
- Choose the payment method that suits you best, knowing that the minimum acceptable installment transaction is $30.
- If you choose to pay the transaction in installments, you will receive a message with the amount of the monthly installment.
- In case of no reply to the message within a maximum of 24 hours, the transaction will be paid in installments over 60 months.
- If you choose to pay in cash, the amount will be paid at the end of the monthly accounting cycle.
- You must transfer your salary to PIB. If you do not transfer your salary, you are required to provide a guarantor whose salary is transferred to the bank.
- Your total monthly obligations must not exceed the limit set by the bank’s credit policy.
- You must sign a promissory note equivalent to 100% of the card’s value.
- If you have existing financing from the bank, the card will be issued based on the existing guarantees.
- If you do not transfer your salary to the bank and you do not have existing financing, the card will be granted against cash collateral or an investment deposit.
The Shariah adaptation of the card is based on Murabaha for the purchase of goods and commodities, and Ijarah for usufructs and services compliant with Islamic Shariah. Both contracts rely on offer and acceptance (Ijab and Qabul) and agency (Wakalah), whereby the customer acts as an agent of the bank to exchange the offer and acceptance in the purchase transaction on behalf of the bank.
To read the Shariah Adaptation Guide of the card, click here.
Rate
For any Questions ?
You can contact us easily and we will get back to you in a short time