• The customer’s salary must be transferred to the account; otherwise, a sponsor with a transferred salary must be secured.
• The total monthly credit obligations shall not exceed 50% of the established and approved monthly household income, including the Card’s installment.
• The customer must sign the Terms and Conditions of the Card, as well as a Promissory Note that is equal to the Card limit.
• For customers benefiting from the Bank’s financing products, the Card shall be issued based on existing collateral.
• In case the customer does not have a transferred salary or is not financed by the Bank, the Card shall be secured by a cash collateral or an investment deposit.
• The campaign ends on 31/12/2023.

The Card gives you access to privileges and discounts provided by Mastercard worldwide, such as:

• Unlimited free access to more than 1,000 airport lounges around the world with special benefits and other free services. For more information, please click here.
• Special offers and discounts on tourism and entertainment facilities and restaurants in more than 40 countries. For more information, please click here.
• Discounts on airline tickets and luxury hotel accommodation. For more information, please click here.
• Discounts of up to 25% on car rentals abroad. For more information, please click here.
• Exclusive offers at 9 shopping villages in Europe. For more information, please click here.
• Discounts on learning sessions from leading international training platforms.

The Card adaptation to be Sharia-compliant is based on the Islamic Murabaha structure for the purchase of goods and merchandise and the Ijarah structure for the leasing of services that both rely on offer, acceptance and agency, whereby the customer is a Bank agent in charge of exchanging offer and acceptance in the purchase process on behalf of the Bank.

for additional details about Sharia compliance, Click here

• When you make a purchase using the Card, you will receive a text message containing the details of the transaction and a contact number to view payment options.
• Upon contacting the number provided in the text message, you will see the available payment options, which are as follows,

1. 60 months installments
2. 48 months installments
3. 36 months installments
4. 24 months installments
5. 12 months installments
6. 6 months installments
7. Cash payment with no installments.

knowing that the minimum amount eligible for payment through installments is 30 USD.

• If you choose to pay the transaction in installments, you will receive a message with the value of your monthly installment.
• If you do not reply to the message within 24 hours, the transaction will be paid in installments over 60 months.
• If you choose the cash payment option, the amount due will be paid at the end of the monthly cycle.